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  • Making a passive income isn’t hard. Here are the 3 things you need to do

    first_imgMaking a passive income isn’t hard. Here are the 3 things you need to do Our 6 ‘Best Buys Now’ Shares I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Simply click below to discover how you can take advantage of this. “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Enter Your Email Address The stock market’s recent crash may dissuade investors from buying dividend stocks to make a passive income. After all, the world economy is facing a highly uncertain period which could mean that companies fail to grow their dividends at a fast pace over the coming months.However, by purchasing a wide range of high-quality businesses you can obtain a generous passive income which may be more robust than it first appears. And, by having some cash available in case of unexpected costs, you can take advantage of high yields and low valuations across the stock market today.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…DiversityThe current challenges facing a wide range of sectors such as airlines, retail and consumer goods highlights the importance of diversifying across different stocks. For example, an investor who focuses their capital on one sector may find that their passive income is negatively impacted by a specific event to a greater degree than an investor who holds a diverse range of businesses in their portfolio.Diversifying means that you are less reliant on a specific company or sector for your dividend income. The falling cost of buying stocks means that building a larger portfolio of diverse businesses is more accessible than ever for a wider range of investors. As such, now could be the right time to buy companies operating in different regions and sectors to not only boost your income, but to reduce your portfolio’s overall risk.Track recordsWhile the past performance of companies is not always mirrored in their future prospects, the cyclicality of the economy means that some stocks may be better placed to cope with difficult periods. For example, healthcare and utility companies generally fare better than airlines and retailers during recessions. They may be able to provide a more robust passive income which is desirable for investors who rely on their dividends to fund their lifestyles.Therefore, identifying how much risk you are able and willing to take in terms of the reliability of your income is a sound move. Through buying stocks that have a long track record of dividend growth throughout various financial crises, you can build a more robust passive income that is less impacted by economic uncertainty.Asset allocationIt is tempting to invest all of your spare capital in dividend stocks to maximise your passive income. However, holding some cash in a savings account is always a shrewd move. Unexpected bills can come along at any time, and often appear at the most inconvenient times. Therefore, having cash available to pay for costs such as housing or car repairs may provide peace of mind in terms of enjoying a growing passive income.Of course, low interest rates mean that relying on cash for your passive income is unlikely to be a profitable move. As such, focusing the vast majority of your portfolio on stocks while they offer high yields could enable you to build a growing passive income stream. Peter Stephens | Sunday, 19th April, 2020 Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Image source: Getty Images. See all posts by Peter Stephenslast_img read more

  • Six PhD projects at Centre for Sustainable Philanthropy to extend fundraising knowledge

    first_img  74 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis3 Tagged with: Research / statistics About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. 1) The ‘rituals’ of fundraising eventsMalene FregilFull-time research student, Plymouth UniversityConsulting partner, Ingerfair, Norway and DenmarkMalene will explore the various types of rituals involved in fundraising events, how they are currently practiced, what might be the national/local differences in such events and how additional value may be created for supporters.2) How digital fundraising can co-create social meaningSophie KongFull-time research student, Plymouth UniversitySophie will examine which are the optimal forms of engagement in the digital environment that might foster giving. She will look at how fundraising rituals may emerge in the digital space as a method of social-meaning co-creation, and the role of communal-oriented online communities.Plymouth University’s Development and Alumni Relations Office are helping make this possible by supporting Sophie through a Santander Scholarship.3) The psychology behind solicitors’ attitudes to charitable bequestsLucy LowthianFundraising manager, York Teaching Hospital NHS Foundation TrustLucy will explore how the interaction between solicitors and their clients may, or may not, enhance the legacy giving experience for donors.The study should help develop an evidence-based syllabus for legacy giving training for solicitors.She will study which psychological factors, in addition to social norms, could be used to make solicitors more comfortable in initiating conversations with their clients about leaving a charitable bequest. She will also look at how far such conversations can influence donors’ legacy giving choices.4) What drives public attitudes to charitable giving and fundraising?Ian MacQuillinManager, Rogare – The Fundraising Think Tank, Plymouth UniversityIan is studying the applied ethics of fundraising. He wants to find out how individuals form, express and change their fundamental views about what charitable giving is about, and what it ‘should’ be about. He will study how this shapes their attitudes about the practice of fundraising in its various forms.In particular he will look at how the charitable sector might influence these perceptions to create an environment that is more favorable to sustainable philanthropy.5) The role that multiple identities play in the decision to leave a charitable bequestChristine PunterFormer legacy promotions manager, NSPCCChristine will be exploring how Irish people cultivate legacy giving within their national context. She will look at how Irish people manage multiple identities through their life span and how this identity maturation and life adaptation influences their legacy giving decisions.She will also look at moral identity, Catholic identify, and rural/urban identity and how these might mediate in choosing to leave a legacy.This will be the first research to explore the  contribution that philanthropic psychology might make to the profession of legacy fundraising in Ireland and beyond.6) How asking for major gifts affects fundraisers’ ‘moral maturation’Jessica SilyeFundraising manager, Royal Cornwall Hospital NHS TrustJessica will study “how major gift fundraisers’ moral maturation (moral identity, complexity and metacognitive ability) and moral conation (moral courage, efficacy and ownership) might influence the quality of major donors’ giving experience (satisfaction, commitment, trust, moral maturation and moral conation)”.To do so she will explore “the mediating role of communal relationship building between major gift officers, major donors, and other key stakeholders”.Her findings should help the Centre better support fundraisers professionally through a greater understanding of how the act of fundraising impacts them on different levels. The first six PhD research projects to be undertaken at the Centre for Sustainable Philanthropy at the University of Plymouth have been announced. Two further projects are expected to be added early next year.The researchers, who include professional fundraisers, will tackle topics ranging from public attitudes to giving and fundraising, through rituals in fundraising events to the psychology behind solicitors’ attitudes to charitable bequests.The Centre for Sustainable Philanthropy was launched in January 2014 by Professors Adrian Sargeant and Jen Shang. It is designed to provide philanthropists and fundraisers with the robust and reliable research information they need to build sustainable philanthropy. It explicitly focuses on research with practical applications, so it aims not just to measure philanthropy but also to grow it.Professor Jen Shang, director of research at the CSP, said she was delighted at the wide range of applicable doctoral research projects proposed to the Centre. She said:“This research will explore what happens at the interface of fundraising and philanthropy, establishing totally new fields of knowledge in areas such as attitude formation and fundraisers’ moral identity. They show that fundraising and philanthropy are two sides of the same coin, and there’s no sudden break between the two.”Plymouth’s first fundraising PhD projectsThese are the topics that the six researchers will be studying. Advertisementcenter_img Six PhD projects at Centre for Sustainable Philanthropy to extend fundraising knowledge Howard Lake | 5 November 2014 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis3last_img read more