Tag: 杭州龙凤个人自荐

  • Members are your credit union’s best marketing team

    first_imgOur number one hidden asset is a loyal and devoted member. A member who sings our praises is worth more than paid advertising. Loyal members who share stories with others can be huge victories for the bottom line!Members who are not bashful about their relationship with your credit union can bring in their family, friends and co-workers with little to no work on behalf of the credit union. Making the experience easy to share can generate the word of mouth you need.Give them something to talk aboutMake it easy for members to gain knowledge and be well informed about all you have to offer. Routinely highlight your loan products through various channels so members see your message often and are reminded of the diverse options you offer.Offer an incentive to share feedback and stories.  Use those testimonials in different advertising material to help get your message out to others.Often we forget to ask members to share with family and friends.  If they have a great experience, ask them to share with others.Understand their needsWhat motivates your member to get up in the morning? What do they like vs. dislike? How are they similar? How are they different? Identify common bonds within the membership to make target offers.Discover what is most important to your members, and concentrate on making that important to yourself, your staff and the credit union as a whole.  It’s easy to note an account with personal antidotes that enhance the relationship. Sit down with members and ask what’s important to them. Everyone wants to feel appreciated. If you take an interest in them, they will most likely take an interest in you.  When they see you genuinely care about their success, they will want to tell others.Build your brand around like-minded members and appeal to what motivates them most. This will strengthen the common bond.CommunicateOnce you have developed a deep understanding of your member, make that work to your advantage. Use their jargon. Participate in their events. Create fun programs and promotions that will cause your membership to interact and share on your behalf.  If you know your core better than anyone, you can speak a language with them no one else can replicate.Encourage your base to use more of your services, to understand your lending process and encourage them to share their thoughts and ideas with not only the credit union, but also with family, friends and co-workers.Having a clearly defined brand is one of the best ways to relay your overall message to your membership. Keep consistency throughout every touch-point, and be sure your brand and message is clear and simple to understand.Encourage front-line staff to ask open-ended questions in order to find the right fit for products and services and educate members on what you have to offer.Share your successLet’s face it – loyal members love us.  We see them on a regular basis, we know their children’s names, and we see pictures from their summer vacations. These are the members that champion the credit union and want to tell others about us.  It is this deep personal relationship that makes telling others easy. They know that “Jane” on the front line will take care of their brother’s auto loan or their friend’s new home purchase. We have a great opportunity and responsibility in handling the most important moments in our members’ lives.  When members have successful experiences, they are likely to share.Share your successes. Often times our members don’t realize what we are doing.  They don’t know how much we are giving and volunteering in the community, how much we save members on average or the touching moments we all have in our shops everyday. Document those moments and share them via social media and on your website, and you’ll be surprised the response you get from members. People connect with success stories.Stand out and be noticed. We are living in a world where consumers are being inundated with messages, and there is a bank or credit union on every corner. The only way to succeed is to be unique. Be a place where others want to bank and where those who bank with you are proud and willing to share your successes. 42SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Darrin Myers Darrin Myers is currently the Chief Executive Officer for Loudoun Credit Union in Leesburg, Virginia.  Darrin has been with LCU since October of 2006 and was promoted to CEO in … Web: https://loudouncu.com Detailslast_img read more

  • Forget the branch, it’s the app that matters

    first_img 10SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Robert McGarvey A blogger and speaker, Robert McGarvey is a longtime journalist who has covered credit unions extensively, notably for Credit Union Times as well as the New York Times and TheStreet, … Web: www.mcgarvey.net Details The CUtimes headline is a slap upside your head: Consumers Care More About Your App Than Your Branches.Read it again.Now explain this to me: I am a member of two credit unions, 2300 miles apart, both with assets over $1 billion – and yet they have the identical mobile banking app. Oh, sure, the branding window dressing differs – that is, the names and similar. But the actual guts of the app, what they in fact do, are identical. Not kind of similar. Identical.How can that be considered thoughtful branding, 2019 style?And how many credit unions are on mobile apps that literally 4000 other credit unions have?Which is where this explosive report from card issuer Marqueta blows the doors off oldstyle thinking.  According to it, Propeller Insights surveyed more than 2000 US and UK adults for Marqueta and the giant conclusion: the front door to a financial institution is an app not a branch.Reported Marqueta: “One of the most striking results of the survey is how much more greatly people value the digital banking experience over the physical equivalent: 62% of Americans already do the majority of their banking online, compared to just 31% of Americans who say they primarily bank in person.”Marqueta added: “When asked about how they would feel if every physical bank branch was closed down tomorrow, only one-third of US consumers (33 percent) and one quarter of UK consumers (23 percent) said they would be inconvenienced by this.”Look through a random sampling of credit union trade publications and count the stories about branch remodels – you’ll see lots.  Why?  Is this even an issue anymore?What are you doing to make your app distinctive? Unique?Can you in fact do anything at all or is an app shoved down your institutional throat by a vendor and you can take it or leave it?Hold that thought.Chew on this Marqueta finding: “69% of Americans expect to use their mobile banking app regularly in the next three months, while just 30% expect to visit a physical bank branch.”Personally I do not plan to visit a branch and in fact the only times I set foot in a branch is when I am wearing my reporter hat and want to experience a branch first hand or when something has gone terribly wrong with my account and I am in the branch to shake things up.Incidentally, Marqueta data say that fixing errors no longer is that compelling a reason for visiting a branch: “The physical branch didn’t even factor as important to consumers when they imagined having to fix an error that their bank had made: 28 percent of UK consumers and 23 percent of US consumers said it was important for them to be able to visit a bank in person to fix a problem, while 54 percent of US consumers and 51 percent of UK consumers said it was simply more important that it was fixed quickly, through whatever channel necessary.”For 99% of us, 99% of the time there is no good reason to set foot in a branch. Ever.I urge you to open an account with Chase or Capital One or USAA.  Feast on their mobile apps and ask yourself, is our as good?Spoiler alert: it isn’t.Marqueta goes on to warn about the threat posed by digital only banks – sometimes called challenger banks – but I don’t see much threat there. Not to credit unions.But I see enormous threats from the mega banks with IT budgets bigger than the GDP of mid sized countries and when they go out to hire developers they look for people with strong consumer app experience, that is, people good at writing code that engages people and creates a fun experience.Has anybody, other than the salesman who sold you your mobile app, ever described it as fun or engaging?What can you do to make your mobile app your app?Sure. I know a handful of very big credit unions – think over $5 billion – have custom mobile banking apps.Good for them but what can the vast majority of credit unions, with much less resources, do to compete in today’s digital world?That has become the critical question and it’s now a matter of life and death.last_img read more

  • Thurles CBS lift Fitzgerald Cup

    first_imgThurles won the competition for Under 17 A schools hurling yesterday as they beat Nenagh CBS 2-22 to 1-21 in the final at Templederry.The North Tipp school led by 2 points at half time on a 1-9 to 1-7 scoreline.However Thurles pushed ahead in the second half with the aid of a strong breeze and ran out winners by 4 points. Photo © Tipp FMlast_img

  • Police contact ensures Kasino Curt goes up in smoke

    first_img Sami Helenius, a former National Hockey League (NHL) player, has walked away from Kasino Curt, his casino affiliate business, just weeks after announcing its launch.Targeting Swedish casino enthusiasts, Helenius was to run the site from his native Finland, however he has decided to quit after receiving police contact.In the Scandinavian nation gambling operations are run by Fintoto, Veikkaus and RAY, who merged at the beginning of the year, under the direction of the Finnish Lotteries Act.Kasino Curt details that to avoid legal problems they did not publish marketing materials within Finland, instead focusing on its target market of Sweden.Of the legal problems, Helenius detailed: “I decided to quit my business, when the Police of Finland sent me a request for clarification. They suspected that we are really marketing to Finns, not to Swedes. “After reading their message I immediately understood that there was no way for me to convince them that we are not targeting Finns. Among other things, they wanted to know if Finns could gamble on the gambling sites we wanted to advertise in kasinocurt.com. “Finland does not block gambling sites, so of course it’s possible. Finland defends its monopoly very, very aggressively, even when the “aggressor” is not targeting Finnish casino enthusiasts. This is very disappointing and frustrating, as I had big plans for Kasino Curt.”Helenius, a former Calgary Flames, Tampa Bay Lightning, Colorado Avalanche, Dallas Stars and Chicago Blackhawks enforcer, named his site after Swedish ice hockey coach Curt Lindström, who won a World Championship gold in 1995 when in charge of Finland. Submit Veikkaus seeks new wagering lead as Kauhanen departs to lead Finnish Hippos June 12, 2020 Lottery leaders to address COVID-19 crisis at SBC Digital Summit April 17, 2020 StumbleUpon Share Share Related Articles Veikkaus calls for early introduction of Finnish age verification measures August 28, 2020last_img read more

  • James Wilson, 86, Wellington: Nov. 26, 1926 – Nov. 10, 2013

    first_imgJames is survived by his children: Richard Acton of Wellington, KS, Robert Acton of San Diego, CA and Jody Howard of Wichita, KS; as well as a brother, Jerry Wilson of Wellington. James Wilson, 86, of Wellington, passed away peacefully on November 10, 2013 at his home in Wellington.Memorial Services will be held on Friday, November 15, 2013 at 2:00 P.M., at the Sumner Memorial Gardens Cemetery in Wellington. A memorial has been established with the Avenue of Flags and contributions may be left with the Hawks-Shelley Funeral Home. For further information or to send a condolence please visit www.hawksfuneralhome.com.James Edward Wilson was born November 26, 1926 the son of Eldon and Ethel Marie (Harris) Wilson in Wellington. He attended Wellington High School and joined the US Navy as a Gunners Mate serving in World War II and the Korean War. After serving his country James taught at Northrup and was a carpenter as well as a general contractor. He enjoyed spending time with his family and fishing. He is preceded in death by his parents, a brother and a sister.last_img read more

  • Sanchez not for sale, insists Wenger

    first_imgLondon, United Kingdom | AFP | Arsene Wenger has reiterated his determination to hold onto Alexis Sanchez and slammed claims the unsettled Arsenal star’s dose of the flu was part of his plan to engineer a transfer.Sanchez has just one year left on his Arsenal contract after refusing to sign the club’s offer of a new deal and it is believed the Chile forward wants to move to a team in the Champions League.Manchester City, Paris Saint-Germain, Bayern Munich and Juventus are all interested in the 28-year-old, who has yet to return to pre-season training with Arsenal as he recovers after playing for Chile at the Confederations Cup.Sanchez was due back at Arsenal on Sunday, but his return to England has been delayed by at least 48 hours after he caught the flu, revealing the illness with an social media picture of himself huddled under a blanket with the caption ‘sick’.Some cynical Arsenal fans fear Sanchez’s failure to report on time is part of his plan to leave the Premier League club.But Gunners boss Wenger, speaking after his side’s 5-2 thrashing of Benfica in the Emirates Cup on Saturday, made it clear Sanchez will not be sold.“No development, always the same, He is staying, of course,” Wenger said.Asked how he read Sanchez’s delayed arrival, Wenger refused to criticise his player.“He has flu. He texted me to say he will come back as soon as possible. We are in touch with him and his doctor,” he said. “Your job is to be suspicious, your job is built on mistrust and mine is built on trust, that is why I prefer my side.“There is no basic problem. He would have come back tomorrow but he will be here on Tuesday. He is flying back as soon as he is in a position to.”Some cynical Arsenal fans fear Sanchez’s failure to report on time is part of his plan to leave .Wenger insisted the uncertainty over Sanchez’s future wouldn’t prove a distraction in the same way speculation over the manager’s contract caused such chaos before he signed a new deal at the end of last season.“It’s not the same. It’s different with a manager who has to take a global view of the club. I think the players who have one year on their contract have to respect their contract and play under it,” he said.Probed on whether Sanchez had personally told him whether or not he wanted to stay, Wenger added: “I cannot reveal to you what he says to me always. It is a secret conversation. I speak to all the players.”Wenger also refused to say if he would make another bid for £50 million-rated ($65 million, 56 million euro) Monaco winger Thomas Lemar after having several offers rejected.“We don’t speak about how our negotiations go. We come out once it’s done or not done,” he said.“We are active in the transfer market in general. At the moment there is nothing special to say on this case.”Share on: WhatsApplast_img read more