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  • A Question of Housing Affordability

    first_img Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save August 22, 2019 1,231 Views Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Radhika Ojha is an independent writer and copy-editor, and a reporter for DS News. She is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her masters degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha, also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Houston, Texas. Sign up for DS News Daily Previous: Understanding Uncertainty: Property Preservation and Maintenance in Flux Next: Mortgage Rates Influencing Homebuyers Servicers Navigate the Post-Pandemic World 2 days ago About Author: Radhika Ojha Tagged with: Affordability CoreLogic Home Home Equity Home Sales HOUSING Mortgage Rates Negative Equitycenter_img Demand Propels Home Prices Upward 2 days ago The economic expansion over the past nine years has not only created more than 20 million jobs and raised family incomes but has also driven the recovery of the housing market, according to a special report by CoreLogic.The report indicated that over the past decade, not only has the number of homes with negative equity decreased (4.1% in Q1 2019 against 25.9% during the same period in 2010), but total home equity has also hit a record high.At the end of Q1 2019, total home equity reached $15.8 trillion, up from $6.1 trillion a decade ago. Additionally, between Q1 2010 and Q1 2019, the average equity per borrower increased from approximately $75,000 to around $171,000.“Home prices have increased steadily since 2011, creating record amounts of home equity and putting homeowners in a good position to weather future downturns,” said Molly Boesel, Principal Economist at CoreLogic.But the rise in home prices has also impacted housing affordability, especially in some areas of the country.Take California for example. According to Frank Nothaft, Chief Economist at CoreLogic, “While California’s home prices grew considerably from 2013 to 2018, affordability issues in the state have since hampered growth with the state’s average annual home price dropping from 7.4% in 2018 to 4.9% in 2019.”The effects of affordability are being felt by millennials—the largest cohort of homebuyers. According to the report, millennials made up 44% of home-purchase mortgage applications in 2018. However, metros in California had the lowest percentage of millennials applying for a mortgage.Additionally, the millennial share of homebuyers was higher in more affordable metros. Citing data from the CoreLogic Market Conditions Indicator the report said that of the top 10 metros for millennial buyers, four (Pittsburgh; Rochester, New York; Wichita, Kansas; and Grand Rapids, Michigan) were undervalued, five (Buffalo, New York; Milwaukee; Albany, New York; Provo, Utah; and Des Moines, Iowa) were at value, and one (Salt Lake City) was overvalued .But despite the challenges of affordability, the housing market is set to remain stable over the next 24 months, the report found. “We expect the housing market to enter a normalcy phase over the next 24 months. With prices, neither rising too fast nor too slow, and with a growing stream of young households looking to buy homes over the next two decades, the long-term view looks healthy,” said Ralph McLaughlin, Deputy Chief Economist. Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago A Question of Housing Affordability Home / Daily Dose / A Question of Housing Affordability Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Market Studies, News Affordability CoreLogic Home Home Equity Home Sales HOUSING Mortgage Rates Negative Equity 2019-08-22 Radhika Ojha Subscribelast_img read more

  • ZTE Blade A7s 2020 With Octa-Core Processor, Triple Rear Cameras Launched: Price, Specifications

    first_img– Advertisement – The dual-SIM (Nano) ZTE Blade A7s 2020 runs MiFavor UI on top of Android 10. The phone features a 6.5-inch HD+ (720×1,560 pixels) TFT display. It is powered by an octa-core processor with four cores clocked at 1.6GHz and the remaining four clocked at 1.2GHz. You get 3GB of RAM with ZTE Blade A7s 2020.For photography, the phone features a triple rear camera setup that includes a 16-megapixel primary snapper, an 8-megapixel secondary senor, and a 2-megapixel tertiary sensor. At the front, there is an 8-megapixel selfie camera housed inside the waterdrop-style notch.ZTE Blade A7s 2020 comes with 64GB of onboard storage that is expandable via microSD card (up to 512GB). Connectivity options include Wi-Fi, 4G, Bluetooth 4.2, GPS, a 3.5mm headphone jack, and a USB Type-C port. The phone is backed by a 4,000mAh battery that can offer talk time of up to 27 hours while on 4G. Sensors onboard include accelerometer, proximity sensor, ambient light sensor, and a fingerprint scanner on the back. ZTE Blade A7s 2020 measures 164.7×77.4×8.2mm and weighs 179 grams.- Advertisement – ZTE Blade A7s 2020 has been launched in Germany. It is a budget-friendly smartphone with an octa-core processor, a notch for the selfie shooter, and a triple rear camera setup. The phone is offered in two colour options and a single RAM and storage configuration. ZTE Blade A7s 2020 has relatively thick bezels all around with an even thicker chin. There is also a fingerprint scanner on the back of the phone. ZTE Blade A7s 2020 comes with a 4,000mAh battery and offers storage expandability as well.ZTE Blade A7s 2020 priceZTE Blade A7s 2020 is priced at EUR 149 (roughly Rs. 13,100) for the lone 3GB + 64GB storage option. The phone is offered in two colour options – Ocean Blue and Star Black. The phone is available on Amazon Germany and as of now, there is no information on its availability in international markets.ZTE Blade A7s 2020 specifications- Advertisement –center_img Are iPhone 12 mini, HomePod mini the Perfect Apple Devices for India? We discussed this on Orbital, our weekly technology podcast, which you can subscribe to via Apple Podcasts, Google Podcasts, or RSS, download the episode, or just hit the play button below.last_img read more