Category: kwidlasp

  • IS THE NUMBER OF UNEMPLOYED LIKELY TO RISE OVER THE COURSE OF THIS YEAR?

    first_img whatsapp PETER DIXON | COMMERZBANK“Concerns of a slowdown in real activity growth are not without foundation. I suspect that we are near the trough of the unemployment cycle and look for a flat September reading. However, we may not see steep rises in unemployment until public sector job cuts begin to bite in 2011.” MICHAEL SAUNDERS | CITIGROUP“The claimant count has roughly stabilised in the last two months. Surveys suggest that firms’ hiring plans have improved markedly over the last year and hence we expect that the claimant count will be roughly stable in the next few months rather than show a renewed major uptrend.”VICKY REDWOOD | CAPITAL ECONOMICS“Given that the public sector job cuts do not really start to bite until next year, the labour market could still hold up well over the next few months. However, surveys of private sector employment have deteriorated considerably recently, suggesting that hiring has ground to a halt.” Tags: NULL whatsapp by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryNoteabley25 Funny Notes Written By StrangersNoteableyTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastMoneyPailShe Was A Star, Now She Works In ScottsdaleMoneyPailSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesBrake For ItThe Most Worthless Cars Ever MadeBrake For ItBetterBe20 Stunning Female AthletesBetterBemoneycougar.comThis Proves The Osmonds Weren’t So Innocentmoneycougar.comMagellan TimesThis Is Why The Roy Rogers Museum Has Been Closed For GoodMagellan Times Read This Next’Kevin Can F**k Himself’: Here’s Why Only Allison and Patty Are SeenThe Wrap20 Stars Who’ve Posted Nude Selfies, From Lizzo to John Legend (Photos)The Wrap’Batwoman’: Wallis Day on Circe’s ‘Deranged’ Warpath and the Key to SavingThe Wrap’Godzilla vs Kong’ Reaches $100 Million in US After Grossing $250,000 inThe WrapJoin a Conversation on ‘Cancel Culture in Comedy’ with Maz Jobrani, SkyeThe WrapAnya Taylor-Joy, Ralph Fiennes Join Searchlight’s Dark Comedy ‘The Menu’The WrapAfter ‘Black Widow,’ Kevin Feige Leaves Open the Possibility of OtherThe Wrap’Pose’ Creator Steven Canals on Life After His Groundbreaking Show: ‘I’mThe Wrap’The Boys’ Star Aya Cash Took Inspiration From YouTube, TikTok and SteveThe Wrap Sharecenter_img IS THE NUMBER OF UNEMPLOYED LIKELY TO RISE OVER THE COURSE OF THIS YEAR? Sunday 10 October 2010 11:08 pm Show Comments ▼ KCS-content last_img read more

  • Spain iGaming Dashboard – Q1 2020

    first_img Tags: Card Rooms and Poker Mobile Online Gambling Bingo Email Address Spain iGaming Dashboard – Q1 2020 Spain’s igaming market put in an impressive performance in the first quarter, despite the shutdown of sporting events from the middle of March impacting betting activity in the tail end of the period AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Topics: Casino & games Finance Sports betting Bingo Poker Subscribe to the iGaming newsletter Regions: Europe Southern Europe Spain Spain’s igaming market put in an impressive performance in the first quarter, despite the shutdown of sporting events from the middle of March impacting betting activity in the tail end of the period.GGR rose to €217.97m, which represented an 18% rise on the fourth quarter of 2019, as well as a 12.8% rise on the same period last year.All verticals performed strongly during the first quarter, with both year-on-year and quarter-on-quarter rises across the board.Casino revenues were up by 8.47% on the final quarter of 2019 and 15.64% on the same quarter the previous year.Sports betting was also ticking along nicely until March, when revenues fell to €27.13m having been above €40m for the previous two months.Despite the pandemic-induced fall in GGR, betting revenues were still up by 23.15% on a quarter-on-quarter basis and 9.71% on a year-on-year basis.Poker also enjoyed strong growth, rising 20.76% on a quarter-on-quarter basis and 14.31% on a year-on-year basis. Interestingly, there seemed to be am immediate increase in poker activity in Spain as sports betting dried up.Having recorded GGR of €7.51m and €6.52m in January and February, respectively, the figure jumped to €10.17m in March, the highest monthly total for more than four years.The beginning of the lockdown period also saw a noticeable jump in new player registrations – in March the number of new players reached 338,032, the highest ever monthly total.Overall, in Q1 new player numbers were up by 5.6% year-on-year but down by 2.6% on a quarter-on-quarter basis.Though the revenue numbers remain low in comparison with other verticals – GGR was just €1.88m in the quarter – bingo enjoyed strong year-on-year and quarter-on-quarter growth of 14.69% and 38.23%, respectively.Ficom Leisure also provides exclusive monthly estimates on the Italian online market in the Italy iGaming Dashboard, including operator market shares across casino, sports betting and poker.It also provides monthly estimates on several US states, including New Jersey in the New Jersey iGaming Dashboard, Pennsylvania in the Pennsylvania iGaming Dashboard, Indiana in the Indiana iGaming Dashboard and Iowa in the Iowa iGaming Dashboard.European corporate advisory firm Ficom Leisure is a specialist in all segments of the betting and gaming sector. 15th July 2020 | By Joanne Christielast_img read more

  • Here are 3 ways to aim to make a million from UK shares

    first_img Image source Harvey Jones | Monday, 25th January, 2021 Simply click below to discover how you can take advantage of this. It is possible to make a million from investing in shares, and you don’t have to be a genius stock picker to do it. However, you do have to work at it, because building that kind of money takes a good deal of time and effort.There are no guarantees you will get there. If success was assured, there would be millionaires everywhere. However, I can see three paths towards making a million.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Make a million slowly but surelyThe simplest way to make a million is to take my time about it. UK shares are not a get-rich-quick mechanism, but can help investors get rich slowly. The key is to start investing as early as you can, then stick with it. If you are still young, turn time to your advantage.If you start investing £500 a month in the FTSE 100 at age 25 and make an average total return of 6.5% a year after charges, you would have £1.2m by age 66. Time is the greatest friend an investor has.Making up for lost time nowThe older you are, the harder it is to make a million. If you do not start seriously investing until age 35, you would have to double the amount you invest every month to £1,000. Few of us have that kind of money to spare, especially these days. However, check what savings you already have. For example, if you have been in a company scheme for 10 years, your plans could be further advanced than you think.Remember, if you invest in a personal pension, you will get tax relief on top. If you are a basic rate taxpayer, every £100 you invest costs just £80 after tax relief. For a higher-rate taxpayer, it will only cost £60. So that £1,000 has shrunk to £600 a month. If you have access to a company scheme with employer contributions, your contribution could be even lower, and making a million pounds for retirement will be that bit easier.Throw the kitchen sink at it?I’m not promising the moon on a stick here and we all know that share prices can fall as well as rise. There’s a reason why most people will never make a million from stocks and shares. It requires dedication, and a decent income to be able to put regular sums away.To get there, an investor would likely need to pull out all the stops, making it their life priority. Work through all your spending, and look for ways to cut back. Instead of frittering your cash, pop it into your portfolio. If invested wisely, the aim is to watch it grow. If you have built up savings during the lockdown, you might consider investing them in shares rather than leaving them in the bank. Low interest rates mean it’s extremely hard to make a million from cash these days. Whenever I have a lump sum to spare, my first thought is: which shares can I buy now?Use all the pensions tax relief at your disposal, and make the most of your £20,000 tax-free Stocks and Shares ISA allowance. It’s a big thing, to make a million pounds. Most of us won’t even get close, but we’ll be richer for trying. The high-calibre small-cap stock flying under the City’s radar Enter Your Email Address Harvey Jones has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee.center_img See all posts by Harvey Jones Adventurous investors like you won’t want to miss out on what could be a truly astonishing opportunity…You see, over the past three years, this AIM-listed company has been quietly powering ahead… rewarding its shareholders with generous share price growth thanks to a carefully orchestrated ‘buy and build’ strategy.And with a first-class management team at the helm, a proven, well-executed business model, plus market-leading positions in high-margin, niche products… our analysts believe there’s still plenty more potential growth in the pipeline.Here’s your chance to discover exactly what has got our Motley Fool UK investment team all hot-under-the-collar about this tiny £350+ million enterprise… inside a specially prepared free investment report.But here’s the really exciting part… right now, we believe many UK investors have quite simply never heard of this company before! I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Here are 3 ways to aim to make a million from UK shares Click here to claim your copy of this special investment report — and we’ll tell you the name of this Top Small-Cap Stock… free of charge! Our 6 ‘Best Buys Now’ Shareslast_img read more

  • Curry, Jennings urge Texas House leader to continue opposition to…

    first_imgCurry, Jennings urge Texas House leader to continue opposition to Texas ‘bathroom bill’ noting General Convention planned 2018 meeting in Austin Course Director Jerusalem, Israel AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Director of Music Morristown, NJ Gary Symons says: July 19, 2017The Honorable Joe StrausSpeaker of the HouseP.O. Box 2910Austin, Texas 78768Dear Speaker Straus:Since we wrote to you in February expressing our concern about Senate Bill 6, we have watched with gratitude as you have resisted efforts to enshrine discrimination against our transgender sisters and brothers into Texas law. We write now to urge you to remain steadfast in your opposition during the legislature’s current special session.As the presiding officers of the Episcopal Church, we are firmly opposed to “bathroom bills” and particularly reject the idea that women and children are protected by them. As clergy who remember racist Jim Crow bathroom laws that purported to protect white people, we know the kind of hatred and fear that discriminatory laws can perpetuate.We are especially thankful for your recent remarks acknowledging the acute emotional and spiritual damage that discrimination does to transgender people. In May, a review of more than forty studies conducted over nearly two decades found that transgender people attempt suicide 22 times more often than the general public. Your opposition to bathroom bills is one important way that you are helping to prevent tragedies in Texan families, and we are grateful for your moral courage and your leadership.As you know, the Episcopal Church supports local, state and federal laws that prevent discrimination based on gender identity or gender expression and opposes any legislation that seeks to deny the dignity, equality, and civil rights of transgender people. Because we are currently scheduled to hold our triennial General Convention—a nine-day event that includes as many as 10,000 people—in Austin in July 2018, we are paying especially close attention to the news emerging from your special session.We want very much to hold our convention in Texas. However, as we wrote to you in February, we must be able to ensure that all Episcopalians and visitors to our convention, including transgender people, are treated with respect, kept safe, and provided appropriate public accommodation consistent with their gender identities. Rector Knoxville, TN July 21, 2017 at 1:13 am Thank you, Michael and Gay, for walking the talk and living into the Gospel and our Baptismal vow to seek justice and honor the dignity of every human being. I am so proud to be a member of the Episcopal Branch of the Jesus Movement. Missioner for Disaster Resilience Sacramento, CA July 21, 2017 at 1:33 am Thank you to Presiding Bishop Michael Curry and President of the House of Deputies Gay Clark Jennings for your ongoing support of the trans community. Your willingness to reach out to Speaker Straus and to reaffirm your previous message is greatly appreciated. Your continued witness to the full human dignity of trans people fills me with pride for our church. Thank you, again Bishop Diocesan Springfield, IL The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Associate Rector for Family Ministries Anchorage, AK Human Sexuality, Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Nick Cuccia says: July 20, 2017 at 6:11 pm I, too, applaud our denomination for its inclusivity and dedication to protecting the rights of all. So many in the LGBTQ community have been made to feel that they are a disappointment to God just for being who they are, as God created them. I cannot even imagine how painful that must be. July 20, 2017 at 4:37 pm One hopes we have the spine to move the convention if this bill passes and is signed. It would be more than a little odd to say, “Well, we did this in 1955, but this time ….”BTW, I searched the Diocese of Texas website using the terms “gay,” “lesbian” and “LGBT” and several links to articles came up but I could not find anything about LGBT ministries on the site. Integrity is in a long list of ministries buried somewhere on the site (http://www.epicenter.org/testgroup/?page=64) , but the contacts provided are links to St. Stephen’s in the Montrose. I found no mention of Integrity under the “Ministries” tab on the home page. Please correct me if I am wrong about this. As a former Houstonian who visits the Cathedral each Christmas when I’m home visiting family, this is troubling to me. Does it mean LGBTQ persons are invisible as far as Diocese of Texas is concerned? Will that be addressed at convention in Austin? Doug Desper says: July 20, 2017 at 4:17 pm Our denomination proudly welcomes all, just as Jesus would. We cannot change course now after so much discernment and effort. Please let’s support every Episcopalian, even if it means a move. Or a Movement. Rector Shreveport, LA July 21, 2017 at 10:47 am Thank you Presiding Bishop Michael Curry and President of the House of Deputies Gay Clark Jennings for your continued support of my community. As a trans woman and Episcopal priest living here in Arkansas I can assure you that your support gives those of us living in places of extreme discrimination and bigotry hope. It is good to know that my church, and the two of you in particular, seek to serve Christ in all persons and respect the dignity of every human being. Curate (Associate & Priest-in-Charge) Traverse City, MI Comments navigation Newer comments Featured Jobs & Calls July 21, 2017 at 2:12 pm Thank you all for supporting the LGBTQ community. I am so glad I am an Espiscopalian, and glad my son was raised in our faith without the guilt and shame many are subjected to. Deborah Matherne says: By ENS staffPosted Jul 20, 2017 Rector Collierville, TN Tony Oberdorfer says: Rector/Priest in Charge (PT) Lisbon, ME Comments (99) Rector Martinsville, VA Rector Smithfield, NC mike geibel says: General Convention, July 20, 2017 at 5:09 pm Susan, you need to re-read the parable of the Good Samaritan—Jesus did illustrate something radical, and against religious rules” who is my neighbor, whom should I help? Jesus pointed out that is was the despised, the rejected, the hated Samaritan that helped, not the religiously correct. Religious correctness is far more dangerous and off-putting than political correctness. Jesus was a radical in so many ways. I applaud my denomination to stepping out against the grain of bigotry and Know Nothings who would disenfranchise and marginalize some of God’s children. Rector (FT or PT) Indian River, MI Director of Administration & Finance Atlanta, GA July 20, 2017 at 9:53 pm I’m in complete agreement with Susan Salisbury. It’s pretty pathetic that “racist Jim Crow bathroom laws” hold such overwhelming interest for our Presiding Bishop and other higher-ups in the Church. Since common sense about so-called transgenderism has virtually disappeared from official Episcopal websites one has to look elsewhere. There are still a few journals (such as First Things) which respect tradition and which themselves can be respected for offering sensible commentary no longer available from sources within the Church. July 21, 2017 at 1:58 am I so appreciate the courage of Michael Curry and Gay Jennings to be forthright on this issue. Another issue in Texas is that of punishing Sanctuary Cities.With almost every General Convention in the last 20 years we have had to face situations of violation of workers rights, gun violence, etc. We have joined workers in their local campaigns (Disney Be Faithful in Anaheim and The Hyatt Regency Boycott and Blacklisting in Indianapolis, and in Salt Lake the Bishops’ March Against Gun Violence). General Convention gathers to guide church policies and faith development and being agents of peace and justice in the world.Dianne Aid,The Episcopal Network for Economic Justice e Canon for Family Ministry Jackson, MS [Episcopal News Service] Presiding Bishop Michael Curry and House of Deputies President the Rev. Gay Clark Jennings have written a second letter to Texas Speaker of the House Joe Straus urging him to stand firm in his opposition to that state legislature’s effort to pass a “bathroom bill” during the current special session.The Episcopal Church General Convention is scheduled to meet July 5-13, 2018, in Austin, Texas, and Jennings told the Executive Council in June that, “we are watching the situation closely with an eye to ensuring the safety and dignity of everyone traveling to General Convention next summer.”Curry and Jennings wrote to Straus in February, thanking him or his stand against the bill. However, the letter notes that the church moved General Convention from Houston to Honolulu in 1955 because the Texas city could not offer sufficient guarantees of desegregated housing for its delegates.“We would be deeply grieved if Senate Bill 6 presented us with the same difficult choice that church leaders faced more than 60 years ago,” Curry and Jennings wrote.Texas Senate Bill 6 would require transgender people to use bathrooms in public schools, government buildings and public universities based on what the bill calls their “biological sex” as stated on their birth certificate. The bill would also overturn local nondiscrimination ordinances in cities like Austin, Dallas and San Antonio.The state Senate has passed the bill but the House has not acted. Texas Gov. Greg Abbott has called the Legislature back for the special session that began July 18 and said that he wants legislators to pass the bill.In March, Curry and Jennings were the lead signers on an amicus brief filed by 1,800 clergy and religious leaders in a U.S. Supreme Court case involving transgender-bathroom use policies.Jennings told council that she, Curry and others are also watching the legal challenges to Texas Senate Bill 4, which threatens law enforcement officials with stiff penalties if they fail to cooperate with federal immigration authorities. The bill also allows police officers to question people about their immigration status during arrests or traffic stops.The text of the most recent letter follows. Rector Tampa, FL Rector Washington, DC Priest-in-Charge Lebanon, OH Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York July 21, 2017 at 1:44 pm Thank you, Presiding Bishop Curry and President Jennings, for lifting your voices on our behalf. You are helping us live out the commitment we made in 2009 when we voted to support and uphold civil rights for transgender persons. And of course our baptismal vow to respect the dignity of every human being. These discriminatory laws are frightening for all of us with close family and friends who are trans.Here are some good resources on being Christian and caring about and supporting our transgender neighbors and family – these are also for those who are Christian and trans. They were put out for a recent Transgender Weekend of Prayer.https://www.nationalweekendofprayer.org/religious-education/ mike geibel says: Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Toby Hooper says: July 21, 2017 at 8:13 am I am a Texan, an Episcopalian and a “Crazy Christian” and want to thank you both for writing Speaker Straus. Dennis W Headrick says: This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Featured Events Submit a Job Listing July 21, 2017 at 9:27 am Lee AnnePlease get your timeline correct. The right (who you also call the the deplorables, bigots, wingnuts, etc) did not have an issue with the trans until your president obama gave us a another “poke in the eye” with the unprovoked rule about allowing trans to use the bathroom of their choice. The left and their media allies immediately escalated this into a national crisis along with racism, sexism, religious bigotry and all the other “isms” and intensified their disdain at anyone who does not completely support the progressive agenda. The right’s fighting back is the natural reaction to the 20 years of continual provocation, invective, name calling and especially the loss of personal liberty and freedom. We already have Scalise. It is time to lower the tone and temperature from your politicians, media, comedians and cultural warriors like TEC. Tags Anne Lynn says: Assistant/Associate Priest Scottsdale, AZ July 21, 2017 at 9:20 am “When marriage equality was passed the right looked around for another group to attack and quickly settled on the most vulnerable of the LGBTQ community.” Baloney. The Texas bathroom bill was and is a reaction (and perhaps an overreaction) to Executive Orders by President Obama that decreed schools and other public facilities MUST allow transgender identity persons to use the bathrooms, locker rooms and showers of their choice. His EC was backed by the threat that failure to do so would mean loss of federal funding, as demonstrated by the North Carolina experience. Many parents, both Democrat and Republican, recoiled at the thought of their young daughters having to shower with an anatomically correct male who thinks he is a girl. This bathroom issue has ballooned into an over-heated, political football that only involves a tiny percentage of the population. The common sense solution is unisex, single-user bathrooms and showers which would protect the rights and the privacy of all persons, transgender included. Threatening a boycott is political posturing. Unisex single-user bathrooms are fairly common, and if the TEC is truly concerned about the “safety” of transgender clergy attending the conference rather than making a political statement, then it should book a hotel that has unisex bathrooms. July 21, 2017 at 12:57 pm As one who lives in Texas, I believe that the Lt. Governor is way out of sync with many of the citizens here. The State Legislature is out of sync with many of the citizens here. Why then were they elected? Gerrymandering. Associate Priest for Pastoral Care New York, NY Bill Louis says: Vicki Gray says: Rector Albany, NY July 21, 2017 at 2:17 pm I’m so grateful to Bishop Curry and the Episcopal Church for speaking against bigotry. As a Texan, I have been looking forward to the 2018 convention in Austin for a long time, but absolutely support the decision to relocate if my home state can’t do the right thing. July 21, 2017 at 2:11 pm Bishop Michael Curry and President of the House of Deputies Gay Clark Jennings, thanks so much for your wisdom, faith, and support of the LGBTQ+ faithful. I pray that God is with you as you continue your journey to promote grace and love within our Christian community. Scott Elliott says: Faithfully, Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Comments are closed. Jillian Westerfield says: Casey Perkins says: Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT July 21, 2017 at 2:20 pm I am so thankful for Bishop Curry and President Jennings. This is the kind of Christian witness our country needs right now. Their decision to stand with the least of these makes me proud to be an Episcopalian. Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Press Release Service We urge you to remain steadfast in your opposition to any bathroom bills introduced in the special session, and we thank you for your continued commitment to keeping Texas a welcoming state for all of God’s children. Submit an Event Listing July 20, 2017 at 4:34 pm Thank you very much, Presiding Bishop Curry and President of the House of Deputies Jennings, for reaching out to Speaker Straus again and reaffirming the message you sent to him in February. Your steadfast support of the trans community, and for safeguarding the dignity of all human beings, is so appreciated. Cameron Partridge says: General Convention 2018, Taylor Vines says: Colleen Fontenot says: Rector and Chaplain Eugene, OR Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Presiding Bishop Michael Curry July 21, 2017 at 11:17 am To some, weighing in on political issues will always be the same thing as preaching the Gospel. It’s also easier than the journey of calling society to repentance and acceptance of Christ as exclusive Lord and Savior (if we still follow the BCP Baptismal Service, that is). The apparent goal is for people to never feel bad or negative. Notwithstanding, there are real concerns about pedophiles and abusers probing for weak spots in bathroom policies, yet some of our Church’s leaders reside constantly in grievance identity politics to condemn those with concerns. Sorry, but if you want to identify yourself as something other than your birth identity, go for it, but it’s not all about you. If you want to make gender identity changes realize that you owe an obligation to society that you choose to mingle with. Realize too that there are plenty of ill or predatory people that are already stalking and choosing their next weak point. Requiring people to use a multi-stalled bathroom or shower according to their current God-given “plumbing” isn’t outrageous. It never has been.I’m personally much more concerned with the act going on within our Church. Some of the claims and unresolved issues and pending lawsuits and mediation surrounding our prominent leaders, schools, seminaries, finances, and clergy behavior need our full attention – and some degree of repentance – before going on the road to look for a cause to cure.So, if General Convention planners throw a tantrum and haul off to another location, so be it. It truly looks ridiculous and petty. Gwen Fry says: The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group DAvid Horwath says: Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest The Most Rev. Michael B. CurryPresiding BishopThe Rev. Gay Clark JenningsPresident, House of Deputies TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Eileen Centofanti says: July 21, 2017 at 9:55 am While I support everyone as Jesus Christ did, He also upheld the belief of one man one woman as God created. The transgender movement is nothing more than satan acting through susceptible and emotionally unstable and ill persons.The “bathroom bill” is not evil. Leave it alone. And please get back on track of teaching the Gospel of Jesus Christ and NOT participating in social engineering by very misguided persons.Blessing to all. July 21, 2017 at 6:39 am When marriage equality was passed the right looked around for another group to attack and quickly settled on the most vulnerable of the LGBTQ community, the T. We were the low hanging fruit. For many years we were relegated to what amounted to second class status within the community so setting their sites on us was a given. We are thankful for the support being given by a wide variety of groups and businesses but are somewhat disheartened by the lack of participation at our rallies. We may be weary of the constant struggle to be included that we have endured since the early years after Stonewall. The emotional toll of this constant fight for equality is heavy but we will never give up. I hope that with your support we will succeed in out struggle. John Miller says: Rector Hopkinsville, KY In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 July 21, 2017 at 2:09 pm Thank you Presiding Bishop Michael Curry and President of the House of Deputies Gay Clark Jennings for your continued support of the Trans community. As a gay man and Episcopalian, I can assure you that your support gives those of us living in places of extreme discrimination and bigotry hope. It is good to know that my church, and the two of you in particular, seek to serve Christ in all persons and respect the dignity of every human being. Dianne Aid says: July 20, 2017 at 11:56 pm well said Susan and Mike Priest Associate or Director of Adult Ministries Greenville, SC July 20, 2017 at 7:44 pm Lecturing Susan will not change her mind nor my mind. I never heard of religious correctness which implies that men know better then God. July 20, 2017 at 10:36 pm Well said, Susan Salisbury.Bishops and clergy should remember their own admonitions. In April 2016, the TEC was one of 99 faith groups that sent a letter to congressional leaders opposing Trump’s campaign promise to weaken the prohibition against churches endorsing political candidates. In the TEC’s own words: “People of faith do not want partisan political fights infiltrating their houses of worship. . . . Houses of worship are spaces for members of religious communities to come together, not be divided along political lines; faith ought to be a source of connection and community, not division and discord.”Immediately on the heels of the 2016 Election, Bishops and Clergy joined the political Jihad being waged against conservative values and all things “Trump.” Preaching the Message was replaced with pounding the table—and the altar. Communal bathrooms and showers take precedence over individual rights of privacy. All must knee at the altar of political correctness, and those who disagree with the leftist views are despised and attacked as, in the words of Mr. John Miller, bigots and “Know Nothings.”I do not mean to say that the Church is wrong on all “social justice” issues. But I do say that denigrating those who disagree with someone’s politics is not part of my “Baptismal covenant.” The vitriolic and ad hominem attacks on those who may disagree with the TEC’s social politics have made the Episcopal Church a place I no longer want to spend my Sundays. I wager that most Texan’s could care less whether the TEC meets in Austin or not–the TEC’s sense of it self-importance is rather presumptuous. The threat of a boycott and condemnation of the Texas Legislature merely throws more gasoline on the fire that divides their own congregations. It should be no surprise that the TEC is seeing another wave of members exiting the Church. Surely ministers and church leaders know that unlike most evangelical churches, those in its pews present a politically diverse audience. Clerics are so blinded by the disconnect between their leftist indoctrination and their own uncompromising views on political issues that they cannot see the frowns and crossed-arms of many sitting in the pews.For a church that self-proclaims how “inclusive” it is, the Episcopal Church is the loser in the membership drive between liberal theology and conservative evangelicals. And the Church is not just losing—it is losing badly. Rector Pittsburgh, PA Youth Minister Lorton, VA Sarah Lawton says: The Rev. Iain Stanford says: Melanie Barbarito says: Lee Anne Leland says: Family Ministry Coordinator Baton Rouge, LA Assistant/Associate Rector Washington, DC July 20, 2017 at 4:54 pm When I read articles like this I despair of ever having a church that cares about Jesus or the Bible. It’s always and all about geing politically correct and bullying people into compliance with progressive politics. You will do all of this to please progressives and most will still not come to church because they dont believe in God. The church is already seriously fractured, but by all means lets send this message to the red neck rubes that we despise them and find them icky. And also lets let people who are concerned, not about trans genders who can pass as women, but male perverts who like to hang out on women’s restrooms so they can spy on them and take pictures of them {and yes, this has happened in real life} let’s let those peopke know that we think them bigots for even voicing their concerns. That’s how we’re show compassion in the modern Episcopal Church. Patricia Hart says: Submit a Press Release New Berrigan Book With Episcopal Roots Cascade Books Curate Diocese of Nebraska President of the House of Deputies, Susan Salisbury says: Comments navigation Newer comments July 21, 2017 at 2:12 pm Thank you. Bp Curry and President Jennings, for your forthright and courageous words. Cathedral Dean Boise, ID July 21, 2017 at 6:42 am Thank You Mike and Susan for saying what many of us think. A point missed by many in TEC is that WE are paying (look it up. They are well paid) for these people to represent US. A portion of OUR contributions to our local churches are siphoned off by the regional and national diocese to pay for their salaries and programs and in turn fuel the ECUSA political agenda. To all that are unhappy with the direction of TEC, dry up the money or live with it! Otherwise things will never change. Assistant/Associate Rector Morristown, NJ Rector Bath, NC Advocacy Peace & Justice, Rector Belleville, IL Associate Rector Columbus, GA An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET In 1955, we were forced to move a General Convention from Houston to another state because Texas laws prohibited black and white Episcopalians from being treated equally. We would not stand then for Episcopalians to be discriminated against, and we cannot countenance it now. It would be especially unfortunate if this special session of the Texas legislature presented us with the same difficult choice that church leaders faced more than sixty years ago.last_img read more

  • 5 ways Americans unite to help one another

    first_imgShare on Facebook Tweet on Twitter Professionals volunteering their time. All wondering how they can help, thousands of professionals such as lawyers, accountants and career coaches have reached out to volunteer their time. Because free legal and financial advice is invaluable to help veterans navigate the world they return to, this kind of assistance is incredibly important.Inspired by the outpouring of support, many Americans wonder what they can do to help. Veterans organizations like the Purple Heart Foundation provide emotional, physical, educational and financial support for veterans and their families. In addition, the Purple Heart Foundation gives people the opportunity to volunteer, donate their vehicles or household items, or make cash contributions as a way of thanking veterans for the sacrifice they made. To learn more, visit purpleheartfoundation.org. You have entered an incorrect email address! Please enter your email address here Gov. DeSantis says new moment-of-silence law in public schools protects religious freedom Investing in veterans. After the unemployment rate for veterans peaked at over 15 percent in 2011, Americans responded. Major companies like Walmart, Amazon and Uber have all pledged to hire thousands of veterans. Voters put pressure on their representatives to enact The Returning Hero’s Tax Credit, which gives companies incentives to hire vets. As a result, the unemployment rate among veterans has been halved. LEAVE A REPLY Cancel reply Helping vets tell their story. A highly effective way to help vets reconnect with people and get a hold of the confusing emotions they experience when coming home is to allow them to tell their story. Many organizations, colleges and community groups have set up programs that teach veterans the skills they need to find their voice and tell their story. UF/IFAS in Apopka will temporarily house District staff; saves almost $400,000 Save my name, email, and website in this browser for the next time I comment. Florida gas prices jump 12 cents; most expensive since 2014 TAGSPurple Heart Foundation Previous article“What did I do?!!!”Next articleDonna’s Deals: 10 Must Know Laundry Hacks Denise Connell RELATED ARTICLESMORE FROM AUTHOR Please enter your comment! Please enter your name here Ordinary people giving. Millions of Americans have shown their support for veterans by donating their time and financial support to organizations such as the Purple Heart Foundation. This organization supports veterans and their families with many nationwide programs. They rely on ordinary Americans to volunteer and provide financial assistance to continue these important services. It seems as though there’s a lot of disagreement in our country these days. Political parties not only argue with each other, but they also fight within their ranks. Turn on the news and bickering is everywhere. Click on any internet story and you’ll read through pages of angry comments.Despite all the noise, however, Americans truly are more united than divided. And one of the issues that unites all kinds of Americans is supporting our veterans. In fact, it’s part of a long tradition that goes back to the founding fathers, and there are plenty of ways you can reach out and show your appreciation as well.A tradition of honoring heroism. In 1782, George Washington issued orders to honor soldiers who showed exceptional distinction by awarding them the Badge of Military Merit. Now called the Purple Heart, it’s given to men and women in uniform who have been injured or killed in combat or captivity. As the oldest medal currently in use, over 1.7 million have received the honor.last_img read more

  • 4 snippets of agency & supplier news

    first_img4 snippets of agency & supplier news The website has enabled the charity’s volunteers to bring in digital donations and diversify its fundraising efforts after it saw large reductions in in-person donations due to Covid-19. As a result, the charity was able to launch a specialist clothing shop through the website, helping to raise funds that will go towards a number of services such as virtual kitchens, befriending groups and in-person lessons – all aimed at helping refugees and asylum seekers integrate into society.  Tagged with: Consulting & Agencies A brief round up of agency and supplier news, from the launch of Agencies for Good, to the white-labelling of Be The Difference’s Philanthropy Advisory services. Community of tech for good agencies, consultancies and freelancers launches A new website implemented by The Access Group has enabled Refugee Roots to host an online shop for the first time, with its first cookbook selling out within three weeks. The cookbook, The Sharing Table, is now seeing demand for a second print-run. Advertisement To join, there is a form on the site to fill in, which will notify the Working Group, and see an invite sent out. Those already on board include freelancers and individuals working at places including We Are Open, Founders and Coders, AndGood, Outlandish, Agile Collective, and Snook, while the Working Group comprises Ellie Hale, Producer at CAST, James Gadsby Peet, Digital Director at William Joseph, Gem Hampson, MD at Hactar, Chris Ashworth, Head of Public Benefit at Nominet, Molly Gavriel, Partnerships Manager at The Developer Society, and Noam Sohachevsky, Founder of SIDE Labs. “Previously, our volunteers were manually adding information into the system and had to remember to update event times on a weekly basis. With this information now hosted in the cloud-based CRM system, event details are automatically updated on the website. The suite’s training modules also enable our volunteers to boost their skills so they’re better equipped to support our charity and our service users and to drive real change.” The implementation of the Access NFP Website Suite has also provided Refugee Roots with a CRM and solution which has significantly enhanced its user experience, saving volunteers vast amounts of admin time so they can focus on delivering quality fundraising campaigns.  The service can be bought in on an ‘as needs’ basis and is cost-neutral for the financial services provider. Melanie May | 11 June 2021 | News “As a charity, Keep Britain Tidy is a cost-conscious organisation so the savings in switching to the Cloud with Aqilla is a huge benefit. The most obvious advantage to their day-to-day operations is the increased efficiency they’re getting from Aqilla’s reporting. Where they were once spending an inordinate amount of time on mundane and manual processing, they can now focus on the details, accurate coding, and keeping costs in control.” “The pandemic has put many key dates in our fundraising calendars on hold, but our new website has allowed us to continue fundraising even when people were limited to staying at home. Being able to launch our own store has made a huge difference and is something we have been keen to implement for a long time, to reach a larger number of donors. According to Be The Difference, research shows that at the moment less than 20% of the UK’s wealth advisory and IFA firms offer philanthropy advice and the depth and breadth of the advice varies significantly, while on average the UK’s wealthy population gives a score of 5.9 out of 10 to the philanthropy advice experience they receive from their professional advisers. Discuss agency & freelance lifeFind people to collaborate withCelebrate launchesShare briefsRespond to urgent needs‍Talk about design & techHost projects and programmes New website for Refugee Roots sees it open online shop & sell out of first cookbook About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com. Adam Baker, Refugee Roots Director, said:  Be The Difference’s Philanthropy Advisory services can now be white labelled, it has announced. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis It means that all financial services companies looking to deepen their relationships with their clients and differentiate themselves in the market can offer philanthropy services as part of their proposition through a ‘trusted advisor of an advisor’ approach.  120 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Keep Britain Tidy moves to Aqilla’s accounting software Keep Britain Tidy has taken on Aqilla’s accounting software. One of the key features for Keep Britain Tidy is Aqilla’s “rough posting” which allows the charity to preview its postings and make final checks before committing posts to the ledger. More information is available from Annie Moon, Founder, via [email protected] and at www.BeTheDifference.services. Be The Difference opens up its Philanthropy Advisory services for white labelling Agencies for Good, a community of tech for good agencies, consultancies and freelancers has launched. The community is on Slack, and aims to support those on it to do socially impactful work and: Because Aqilla is cloud-based, Keep Britain Tidy has also benefited from the cost-savings associated with no longer needing to support upgrades and backup schedules associated with managing an in-house server: Aqilla operates on a monthly license fee. Monthly reports have also made better by Aqilla’s integration with Sharperlight, with management reports now simpler to generate, and providing better business intelligence its previous system. In addition, Aqilla’s purchasing system and workflow approval has further helped improve internal processes and save time on other tasks. Aqilla CEO Hugh Scantlebury commented:last_img read more

  • Governors Look for PTC Extension Now, Subsidy Repeal Later

    first_imgHome Energy Governors Look for PTC Extension Now, Subsidy Repeal Later Facebook Twitter Western governors are among the latest to ask for an extension of the Production Tax Credit for wind energy. Without action – the credit will expire at the end of the month. Western governors wrote in a letter to the U.S. House and Senate leaders that extending the credit now is critical to achieving the country’s clean energy goals, building the nation’s manufacturing base, creating jobs, lowering energy costs and strengthening domestic energy security. Continued policy uncertainty – they said – would lead to the loss of American jobs. Utah Governor Gary Herbert – Chairman of the Western Governors’ Association – and Vice Chairman John Hickenlooper – Governor of Colorado – say the PTC is vital to the near-term future of renewable energy production across the nation. But they agree the credit should not exist in perpetuity. The Governors believe the short-term extension should be coupled with a broader conversation about revisiting all energy-related tax credits. They say no one energy company or energy source should receive preferential treatment from the government – and believe repealing all federal energy subsidies is the preferred approach.Source: NAFB News Service Facebook Twitter By Andy Eubank – Dec 12, 2012 SHARE Governors Look for PTC Extension Now, Subsidy Repeal Later SHARE Previous articleGenetics and Traits Performed Well in 2012Next articleSeed Consultants Market Watch 1:11 update with Gary Wilhelmi 12/12/2012 Andy Eubanklast_img read more

  • Guest Opinion | Una Lee Jost: Should the California Democratic Party Be Governed by Politicians or the Grassroots?

    first_img STAFF REPORT First Heatwave Expected Next Week Name (required)  Mail (required) (not be published)  Website  Top of the News Opinion & Columnists Guest Opinion | Una Lee Jost: Should the California Democratic Party Be Governed by Politicians or the Grassroots? By UNA LEE JOST Published on Tuesday, January 19, 2021 | 11:48 am Subscribe Here’s a chance for voters like you to decide the future of the California Democratic Party.In 2017, everyday people across the state helped California progressives make huge gains in our fight to transform the Democratic Party by winning the overwhelming majority of state delegate seats. This victory led the State Democratic Party to divest from oil, endorse important measures like Medicare for All and rent control, and they helped ensure corporate candidates like Dianne Feinstein who oppose Party values don’t receive party support during their re-election campaigns.An important election for these state delegate seats is happening again now in our 41st Assembly District that will help determine whether the Party will be governed by politicians or the grassroots.Every two years, the Party holds ADEM elections in January to elect 14 state party delegates from each of the 80 Assembly Districts in California to represent interests of voters in the district in voting on Party endorsements of candidates, ballot initiatives, platform, etc.The ADEM election outcomes will help determine whether the Party is a party committed to action on issues such as Medicare For All, a Green New Deal, Black Lives Matter, housing justice, and more.This year, 43 candidates are running for 14 ADEM Delegate spots in our district. How to vet? How to choose?ADEM candidates often run together as a slate of candidates. A key factor in vetting candidates is to see whether a slate has elected officials – or their employees or relatives – on them.ADEM elections are one of the few ways grassroots community leaders and organizers can have direct input into Party endorsements, positions, and priorities. ADEM Delegates make up about one-third of all state party delegates – here is a helpful graphic: https://www.adems2021.vote/faqADEM Delegates play a key role in helping keep our Party and elected officials honest, so that the Party can live up to its values as a Party for the People.For ADEM Delegates to be effective, they need to be as independent as possible from elected officials, to minimize potential conflicts of interests when it comes to candidate endorsements, etc. This independence enables the Delegate to review and question past policies and current power structures so that the Party can truly live up to its values as a Party of the People, and make endorsements aligned with such values.State and federal elected officials (plus state party officers) already retain and appoint about one-third of all state party delegates. That should be the appropriate route for such individuals in order to not dilute the grassroots function of state party delegate seats reserved for ADEM Delegates.Questions to ask when vetting ADEM candidates:• Does a slate have elected officials on them?• Does a slate have employees or relatives of elected officials, with inherent conflicts of interests to do what their employer elected officials (or relatives) want them to do?• Does a slate have paid consultants of elected officials who rely on elected officials for their revenue?Just as important when discerning potential conflicts of interests – Does a slate have employees in industries the Party is seeking to hold accountable, such as:• healthcare, insurance, and pharmaceutical industries• corporate real estate development• fossil fuel industry• law enforcement• for-profit incarceration• charter schools or any organization or corporation directly benefiting these industries?(Check their LinkedIn profile and do a Google search, for example.)Thanks to AD70 Blue Revolution for their insightful Platform (https://bluerevolutioncalifornia.com) illuminating these kinds of dynamics that occur in ADEM elections in various districts statewide.Thanks to efforts of grassroots progressives to democratize the Party, ADEM elections are less of a mystery to the general public now. Voter guides even exist to help voters vet ADEM candidates, including:• Endorsed Candidates of Progressive Delegates Network, in partnership with Our Revolution and Roots Action, available at: https://www.adems2021.vote• Sunrise Movement LA Backed Candidates (AD38-AD50), available on Facebook: @sunrisemvmtla• Sunrise Movement LA Youth Endorsed Candidates, available at: https://www.sunriseyouth.la/take-action/2021-adem-endorsements• DSA-LA Backed Candidates, available at: https://dsa-la.org/committees/elpol/adems2021• Progressive Slates, available at: https://www.progressiveslates.orgLet’s help do our part to get progressive candidates elected in AD41 and beyond to make sure the California Democratic Party stands solidly on the side of working Californians!If you requested a ballot in the ADEM election, make sure your ballot is postmarked by Wednesday, January 27, and arrives by January 30, 2021. UPDATE: The ballot submission deadlines have been extended so that all ballots received by February 3, 2021 regardless of postmark date will be counted.Una Lee Jost is a PUSD mom, public education advocate, attorney activist, and elected California Democratic Party Assembly District Delegate for the 41st Assembly District. Una likes to write on the topics of faith, culture, and politics. You can follow her on Facebook and Twitter: @jostad41. Community News Make a comment CITY NEWS SERVICE/STAFF REPORT Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Herbeauty9 Hollywood Divas Who Fell In Love With WomenHerbeautyHerbeautyHerbeautyHe Is Totally In Love With You If He Does These 7 ThingsHerbeautyHerbeautyHerbeautyShort On Time? 10-Minute Workouts Are Just What You NeedHerbeautyHerbeautyHerbeauty10 Special Beauty Tips That Make Indian Women So BeautifulHerbeautyHerbeautyHerbeauty6 Strong Female TV Characters Who Deserve To Have A SpinoffHerbeautyHerbeautyHerbeautyGained Back All The Weight You Lost?HerbeautyHerbeauty Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m.center_img STAFF REPORT Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena Community News More Cool Stuff Business News EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyCitizen Service CenterPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Your email address will not be published. Required fields are marked * 44 recommended0 commentsShareShareTweetSharePin it last_img read more

  • PET OF THE WEEK: Al

    first_img Twitter WhatsApp Facebook Pinterest Facebook WhatsApp Al, an adult cat, needs to be adopted into a forever home. Al loves to be petted. Al also seems to be friendly with other cats. Al has been fully vetted. To adopt Al or one of the many other pets at the Odessa Animal Control, stop by 910 W. 42nd St., or call 368-3526. If Al has been adopted, there are many other pets that need good homes. Adoptions are free for veterans with proof of service. Pinterestcenter_img Twitter Local News TAGS  PET OF THE WEEK: Al By Digital AIM Web Support – February 24, 2021 Previous article061419_Juneteenth_JF_01Next articleThe Rise of Digital Wallets and Mobile Payments Digital AIM Web Supportlast_img read more

  • A Question of Housing Affordability

    first_img Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save August 22, 2019 1,231 Views Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Radhika Ojha is an independent writer and copy-editor, and a reporter for DS News. She is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her masters degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha, also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Houston, Texas. Sign up for DS News Daily Previous: Understanding Uncertainty: Property Preservation and Maintenance in Flux Next: Mortgage Rates Influencing Homebuyers Servicers Navigate the Post-Pandemic World 2 days ago About Author: Radhika Ojha Tagged with: Affordability CoreLogic Home Home Equity Home Sales HOUSING Mortgage Rates Negative Equitycenter_img Demand Propels Home Prices Upward 2 days ago The economic expansion over the past nine years has not only created more than 20 million jobs and raised family incomes but has also driven the recovery of the housing market, according to a special report by CoreLogic.The report indicated that over the past decade, not only has the number of homes with negative equity decreased (4.1% in Q1 2019 against 25.9% during the same period in 2010), but total home equity has also hit a record high.At the end of Q1 2019, total home equity reached $15.8 trillion, up from $6.1 trillion a decade ago. Additionally, between Q1 2010 and Q1 2019, the average equity per borrower increased from approximately $75,000 to around $171,000.“Home prices have increased steadily since 2011, creating record amounts of home equity and putting homeowners in a good position to weather future downturns,” said Molly Boesel, Principal Economist at CoreLogic.But the rise in home prices has also impacted housing affordability, especially in some areas of the country.Take California for example. According to Frank Nothaft, Chief Economist at CoreLogic, “While California’s home prices grew considerably from 2013 to 2018, affordability issues in the state have since hampered growth with the state’s average annual home price dropping from 7.4% in 2018 to 4.9% in 2019.”The effects of affordability are being felt by millennials—the largest cohort of homebuyers. According to the report, millennials made up 44% of home-purchase mortgage applications in 2018. However, metros in California had the lowest percentage of millennials applying for a mortgage.Additionally, the millennial share of homebuyers was higher in more affordable metros. Citing data from the CoreLogic Market Conditions Indicator the report said that of the top 10 metros for millennial buyers, four (Pittsburgh; Rochester, New York; Wichita, Kansas; and Grand Rapids, Michigan) were undervalued, five (Buffalo, New York; Milwaukee; Albany, New York; Provo, Utah; and Des Moines, Iowa) were at value, and one (Salt Lake City) was overvalued .But despite the challenges of affordability, the housing market is set to remain stable over the next 24 months, the report found. “We expect the housing market to enter a normalcy phase over the next 24 months. With prices, neither rising too fast nor too slow, and with a growing stream of young households looking to buy homes over the next two decades, the long-term view looks healthy,” said Ralph McLaughlin, Deputy Chief Economist. Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago A Question of Housing Affordability Home / Daily Dose / A Question of Housing Affordability Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Market Studies, News Affordability CoreLogic Home Home Equity Home Sales HOUSING Mortgage Rates Negative Equity 2019-08-22 Radhika Ojha Subscribelast_img read more